How Can I Tell My Kids Without Worrying Them?

I wish to let my kids know that I missed my payment arrangements for Medicare at the bank.  I was ill on the day I was supposed to go there.  Medicare is my only insurance.  It has been six months now.  I no longer have it.  I pay for my pills and appointments with cash.  I cannot afford to continue.  I am already living off little money as a 70 year old widow.  How can I tell my kids without worrying them?

I believe that before we have any conversation like this with others it is best to bring ourselves into alignment with our current situation; if that is to be the content of the conversation. If you have been feeling good and empowered in these past 6 months as you have chosen to continue going to your doctor appointments and refilling your prescriptions than the conversation that you can now have with your children will be more about including and inviting them to assist you in creating your next set of options. Under these circumstances their is no reason for them to worry because you are presenting yourself as clear with an open invitation for assistance from them. However, if you have been riddled with worry these past 6 months in anticipation of this day when you would have to come clean with them admitting that you have made a horrible mistake that has grave consequences for you, I would advise you to soothe yourself back into connection and create alignment with yourself regarding your current situation before you let your kids know. Your worry transferred to their worry is certainly not the best way to move forward as a family and successfully approach any problem with the intent of creating a successful outcome.